Posts by Rene Rodriguez Home Loans

What Homebuyers Should Know, According to a Local Mortgage Banker If you’re looking to buy a home or refinance in Mission, TX, now might be the perfect time. Thanks to the latest interest rate cuts by the Federal Reserve, borrowing has become more affordable—and that’s good news for anyone navigating the housing market. At LEADERONE…

In today’s evolving workforce, more people in Mission, TX are choosing to be self-employed, and with this comes the dream of homeownership. However, securing a mortgage when you’re self-employed can feel like an uphill battle. With unique income documentation requirements and stricter lender expectations, it’s essential to know how to navigate the home loan process.…

Buying your first home is a life-changing milestone, but the process can seem overwhelming, especially when it comes to securing financing. Fortunately, first-time homebuyer loans are available to make the journey more affordable and accessible. If you’re looking to purchase your first home in Mission, TX, this guide will walk you through how to qualify…

Refinancing your mortgage can be an excellent way to lower your monthly payments, access equity, or secure a better interest rate. If you’re a homeowner in Mission, TX, considering refinancing, it’s important to understand the process and how to make the most of your options. In this blog, we’ll walk you through everything you need…

Buying a home is a significant financial decision, and navigating the mortgage process can feel overwhelming. That’s where a mortgage banker comes in. A mortgage banker acts as an intermediary between you and potential lenders, helping you find the best mortgage rates and loan terms for your financial situation. If you’re searching for a mortgage…

A good credit score is part of getting approved for a mortgage, it will also help you get a lower interest rate.Here are some quick things to do to check and possibly improve your score.Before we get started though, the first thing you should do is get your credit report! You can order it free…

Many Americans have considered moving in the last few years. Some are lucky enough to work remotely, others may be lured by housing prices. If you are considering moving here are seven things to consider. 1. Housing and Cost of Living: Research the cost of housing, groceries, utilities, and other expenses in the area to…

As we say goodbye to 2022, if you are planning on buying a home in 2023 here are 5 things to do.Put Savings In A High-Yield AccountIf you are planning on buying you will need your money to be “liquid” or relatively easy to access for a down payment.Check Your CreditYou may have heard this…